WORKERS COMPENSATION INSURANCE

office:

801.432.8121

claims:

801.268.0195

fax:

801.571.8165

UBIC

Admitted carrier specializing in Workers’ Compensation Insurance Financial Stability Rating of "A"


Reinsurance

Midwest Employers AMBEST Rating A+XV

Underwriting Highlights
$1000 minimum premium: Main Street Business Guarantee Cost Only
$2500 minimum premium: Most Other Construction Risks Monthly Self Reporting available
$5000 minimum premium: Roofers/Framers/Height Exposure Work perform above 30 feet (underwriting referral)
* E-mod 1.5 or lower New ventures okay
Sampling of the risks we consider Risks we DO NOT accept
Most construction including: Roofers, drywall, painters, etc. Oil and Gas exposures
Restaurants, Hotels, Country Clubs 24 hour restaurant operations
Manufacturing Explosives and demolition
Short haul trucking—up to 500 mile radius Long haul trucking
Retail and Wholesale Asbestos
Assisted Living Facilities NCCI Hazard Grande IV risks

Underwriting Process

Once the completed application is received, it is input into UBIC’s quote/rate system and assigned to an underwriter for review. It is then referred to the loss control department to schedule a telephonic or onsite pre-survey (please submit risks at least 30 days prior to effective date).


What is the procedure for AOR change request?

A written request made on the insured’s letterhead and signed by an officer/partner or sole proprietor must be submitted to UBIC. In lieu of a letter the ACORD Agent/Broker of Record Change form is acceptable.